什么是活期储蓄存款
活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。接下来小编为大家整理什么是活期储蓄存款，希望对你有帮助哦!
The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit and withdrawal. According to the different methods of deposit and withdrawal, there are four types of savings deposit: current passbook deposit, currentdeposit with check, time-demand optional deposit, debit card deposit and notice deposit.
Currentdeposit with check is defined as one that does not have a definite term with the minimum amount of at least 5,000 RMB yuan in the account; that is guaranteed by client's own standing, and the depositors can make deposits and withdrawals by a current check from the check account at any time after you are issued with a check book by the savings office.
Currentdeposit with check is the most basic and conventional method of bank deposit. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the current passbook deposit is taken as the basis of clients' financial asset managements.
Aside from the functions of deposit and withdrawal, a current passbook deposit account also has the following functions:
1.To apply for supportive electronic debit card with which you may handle such banking services as withdrawals and transfer on an ATM, and consumption at the specially engaged shops;
2.To handle salary payment service on agency;
3.To apply for telephone banking service;
4.To make an automatic banking.
A client with a current passbook deposit account may handle the deposit or the withdrawal at any banking institution with the current check.
A checkbook may be issued to you after you fill out a deposit slip and deposit a certain amount of cash (5,000 RMB yuan at least) at any banking outlets.
活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式，活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。
活期支票存款是指不确定存期，起存金额为5,000元人民币，以个人信用为保证，开户后由储蓄机构发给支票簿，凭活期支票在支票账户中支取款项的一种储蓄方式。
活期支票存款是银行最基本、常用的存款方式，客户可随时存取款，自由、灵活调动资金，是客户进行各项理财活动的基础。
活期支票存款账户除了具有存取款功能外，还有以下功能：
1、申办与之配套的电子借记卡，可在ATM机上办理取款及转账等银行业务，可在特约商户购物消费;
2、办理代发薪服务;
3、申请电话银行服务;
4、通存通兑。
客户只要开立活期支票存款账户，便可以持活期支票在任一银行机构办理存取款业务。
在银行任一分支机构填写存款凭条，存入一定数额现金(起存金额5,000元人民币)，即可获得活期支票簿。
银行英语情景对话双语
英语已经渗入各行各业了，学好英语能帮你找到一份好工作。小编在此献上银行英语情景口语对话，希望对大家有所帮助。
银行英语情景口语对话：没收假钞
a:i'd like to deposit 5,000 rmb yuan in my account.
b:please give me your money with the passbook.
a:all right.here you are.
b:oh,we find it is a counterfeit note.
a:really?i don't remember where i got it from.please return it to me.
b:well,according to the regulation,a counterfeit note should be confiscated.
a:then i'll loss a note of 100 rmb yuan.
b:it's the only way we could do,but we’ll issue a receipt to you that shows the note you presented to us has been proved counterfeit and has been confiscated by our bank.
a:oh,i see .and i'll give you another note for 100 rmb yuan.
b:here is your passbook and the confiscation receipt for you.please check it.
a:it's right.i am sorry to bring you so much trouble.
a:that's all right.
a:我想在我的账户上存5,000元人民币。
b:请把您的钱和存折递过来。
a:好，给您。
b:噢，我们发现这是一张假钞。
a:是真的吗?我记不起是从哪儿得来的。请退还给我吧。
b:嗯，根据规定，假钞须没收。
a:那我就要损失100元人民币。
b:我们只能这样做，但我们将开一张收据给您，证明您交给我们的那张纸币是假币，被我行没收。
a:我明白了。那我给您补100元人民币。
b:这是您的存折,没收收据，请核对。
a:不错。很抱歉给你们添了那么多麻烦。
b:一点都不麻烦。
银行英语情景对话：电话咨询工行牡丹卡业务
苏珊:
excuse me,is this the peony credit card department of the icbc?
请问这儿是工商银行牡丹卡部吗?
职员:
yes.is there anything i could do for you?
是.需要我为您做点儿什么吗?
苏珊:
could you tell me something about your peony credit card?
我想咨询牡丹卡业务.可以吗?
职员:
yes,of course.
当然可以.
苏珊:
what service advantages does the peony credit card possess?
牡丹卡有哪些服务优势呢?
职员:
oh.first of all, we have interconnected our service offices throughout the country. in more than 320 card-issuing cities,there are over 28,000 savings offices and 100,000 special units.
噢.首先.我们在国内实现了服务机构 网络 化.在现有320多个发卡城市中.共有28,000多个指定储蓄所.特约单位100,000多家.
苏珊:
that's great.anything else?
太棒了!还有哪些优势呢?
职员:
we have the advantages of computer network with 27,000 atms and 120,000 pos. you can enjoy pleasant and convenient services anytime and anywhere.
我行拥有计算机网络优势,现有atm机近27,000多台.pos机120,000余台.您可以随时随地享受到轻松方便的服务.
苏珊:
thank you for your information.
谢谢您的咨询.
职员:
you're welcome.
不用谢.
银行英语情景口语对话：汇兑业务
a：may i help you?
b：yes.i want to remit 500 rmb yuan in cash to my son in beijing university.
a：all right. our bank provide “remittance express” for individuals. it is a kind of quick and convenient electronic remittance.
b：how long does it take?
a：we're sure that the remittance will arrive within 24 hours after you complete the slip.
b：how much does it cost?
a：the service commission is 1%.so you should pay 5 rmb yuan.
b：all right.here is the money.
a：please fill in the remittance slip in triplicate.
b：yes…，is that ok?
a：let me see.well…，please sign your name on it.
b：ok.
a：this is your remittance receipt.
b：thank you.
a：您需要什么服务吗?
b：是。我要寄500元人民币给我在北京大学读书的儿子。
a：好的。我行为您提供又快又方便的“汇款直通车”个人电子汇款业务。
b：需要多长时间?
a：我们保证汇款在您填好汇款单后24小时之内到达。
b：费用是多少?
a：手续费按汇款额的1%收取。所以您须付5元人民币。
b：好的。给您钱。
a：请您填写汇款凭证，一式三份。
b：行……，这样填可以吗?
a：让我看一看。嗯……，请您签名。
b：行。
a：这是您的汇款收据。
b：谢谢。
相关文章：
1.银行开户英语情景对话
2.银行英语情景对话:贴现业务
3.关于银行取钱英语对话
4.美国签证面谈实用英语情景对话
5.处理银行业务的英语对话带翻译
关于银行业务的英语口语对话
关于银行业务的英语口语对话
众所周知，银行是只要和金钱有相关的业务都是可以办理的，今天小编就大家银行英语，欢迎大家参考
关于银行柜台服务的英语口语
salesman： can i help you?
john： yes， i would like to buy a walkman. can you tell me about the models you have?
salesman： well， we have a lot of models here.
did you want to listen to cd's or cassettes or the radio?
john： mostly cassette tapes.
salesman： alright. there are several models you may want to look at.
this kregg portable cassette player is very good.
john： kregg? i've never heard of that company.
salesman： it's a german company.
this unit has auto-reverse， recording capability， and an am/fm radio band.
it also has a built-in microphone.
john： i suppose i don't want that one then. i don’t like auto-reverse. it breaks too easily.
salesman： really? have you had an auto-reverse break before?
john： yes， twice now. i think it's too high-tech， and so it’s the first part that breaks.
salesman： hmm. you know， the problem might be dust. did you clean the unit often?
有关兑换点外币的英语口语
AMay I help you?
需要我帮忙吗?
BYes, I would like to exchange some money.
是啊,我想换点零钱.
Awhat currency would you like to trade in?
你想兑换什么钱?
BI would like to exchange Chinese RMB for American dollars. Do you accept $100 bills?
我想用人民币兑换美元.一百块面额的美元行吗?
ANo problem, we can accept any denomination. How much would you like to exchange today?
没问题.我们什么样的币值都能换.今天你想换多少?
BWell, that depends on the rate. How much is the RMB trading at today?
哦,那要看汇率是多少.今天人民币的成交价是多少?
AIt's a shame you didn't come a little earlier, the exchange rate was reset yersterday afternoon. The American dollar is now worth 7.45RMB.If you would like to sell RMB, we can give you a rate of 7.35.Will that be all right?
很遗憾,你来的有点晚了,昨天下午汇率又重新调整了.现在美元对人民币是7.45比1.如果你想出售人民币,我们可以给你7.35比1的比率.这样可以吗?
BI guess, here, give me 5,000 RMB worth. I might as well exchange a little extra. Who knows what the exchange rate will be tommorow!
我想...给我换5000人民币吧.我还是多换一点儿好了,谁知道明天的汇率又会变成什么.
有关开个银行存款帐户
AHello, I'd like to open an account.
你好，我想开个帐户。
BWhich account would you like to open?
您想开什么样的帐户?
AI'd like to open a savings account. What's the interest rate now?
我想开个存款帐户。现在的利率是多少?
BIt is 3.2%. You may earn a little interest on money.
是3.2%。您可以赚一点利息。
AIs there any minimum deposit for the first time?
第一次存款有最低额度限制吗?
BYes, the opening minimum deposit is 1,000 Yuan.
是的，第一次存款的最低额度是1000元。
AWhat about the later deposits?
那以后的额度呢?
BFor the later deposits, you can deposit any you want. Even one Yuan is OK.
然后您可以任意存。存一元也行。
AOK, that's good.
好的。
BYour ID, please.
把您的身份证给我。
AHere you are, a thousand Yuan and my ID.
给你，1000元钱和我的身份证。
BWait a moment, please… Here is your bankbook. Keep it well please.
请等一等……这是您的存折。请好好保存。
AThanks. I will.
谢谢，我会的。
关于银行业务的英语口语对话相关文章：
1.银行英语情景对话:贴现业务
2.处理银行业务的英语对话带翻译
3.关于银行业务情景对话
4.关于银行取钱英语对话
5.应聘银行职员英语对话
有关于银行账户的英语口语
有很多时候我们是要去银行办理业务的，那么会讲银行的英语吗?今天小编就大家银行英语，有时间的要来看看哦
有关银行账户存钱的英语口语
AGood morning, sir. Can I help you?
早上好，先生。我能帮您点什么吗?
BYes, I want to deposit 1000 Yuan in my bank account.
是的，我想在银行账户中存1000元钱。
APlease fill out this deposit form, first.
请先填一下这张存款单。
BOK…Here you are. Any problem on that?
好的……填好了。有什么问题吗?
ANo, that's fine. Do you bring your bankbook with you?
没有问题，很好。您带存折了吗?
BYes, I do. Here it is, and the cash.
带了。这是存折，还有现金。
AWait a moment, please.
请等一等。
BSure.
好的。
AIs there anything else I can do for you?
您还需要其他帮助吗?
BYes. Can you tell me what the interest rate is now?
你能告诉我目前的存款利率吗?
AThe deposit rate is 0.8% every month.
存款利率是每月0.8%。
BThanks.
谢谢。
办理银行转账英语口语
AGood morning ,welcome to Bank of the USA. How may I help you today?
早晨好，欢迎来到美国银行，我能为你做点什么?
BHi,I need to transfer some money to another account. It’s urgent.
你好，我需要将钱转到另一个账号，很紧急。
AOkay, have you made a wire transfer at our bank before?
好的，你以前在我们银行电汇过吗?
BNo. I’ve never made a transfer before.
没有，我早先没转过。
AIt’s alright, I will take you through the procedure. Are you transferring funds to a company or an individual account?
好吧，我会指导你如何办手续，你是将钱转到另一个公司账户还是个人账户?
BA company account. I need to pay a bill.
公司账户，我需要付钱。
AOkay, I’ll need the name of the company and their bank routing number as well as their bank’s address and phone number.
好的，我要知道公司的名字和隐含开户号还有他们的银行地址和手机号。
BI have all the information in this folder.
文件里有所有信息。
AWell. You’ve come prepared. I have all the necessary materials so we can go ahead and make the transfer right now. It’s a simple transaction, and we can process it today.
看来你已经准备好了，你已经有必须的材料，现在我们就能转账。这是个简单的手续，我们今天就能办理。
BOh, that’s such a relief. I didn’t want the payment to be overdue. Thank you so much.
那让我感到了些宽慰。我不想付款付晚了，谢谢。
AIt’s my pleasure.
为你服务是我的荣幸。
关于汇款的情景口语
AGood morning, may I help you?
早上好，请问有什么可以帮您?
BHello, I want to remit one thousand Yuan to Magnolia Company.
你好，我想给马诺丽亚公司汇一千元钱。
APlease fill out this form, please.
请您填一下这张表格。
BOK… Do I put on Magnolia Company for the receiver?
好的……在收款人一项写马诺丽亚公司吗?
AYes. You must put on its name and full address.
是的。您必须填写它的名称和完整地址。
BOK, I see. Here you are. Is that OK now?
好的，知道了。给你。这样行吗?
ALet me check. Yes. Your one thousand remittance, please.
我看看，可以了。请给我您的一千元汇款。
BHere you are. What is the rate?
这就是。请问手续费率是多少?
AThis rate is one percent. That will be 10 Yuan.
是百分之一。就是十元。
BOK, when will this remittance arrive?
好的。这些汇款什么时候能到?
AGenerally it will arrive within a week.
一般来说，一周之内就会到。
BThat's good. Is there anything else?
好的。还有别的什么事情吗?
ANo. That's all. You have to take good care of this copy of this transfer order.
不，没有了。您得保管好这张汇款单。
BThanks, I will.
谢谢，我会的。
2.关于银行取钱英语对话
3.银行柜台常用英语口语
4.有关理解的英语口语句子
5.银行英语存款常用词汇
关于办理银行业务的英语情景口语
银行现在在我们的身边是无处不在的，今天小编就大家银行英语，有需要的就可以收藏起来了哦
有关于取完钱消掉银行账号
AI would like to withdraw my money and close my account please.
我想把钱都取出来，然后消户。
BMay I see your passbook.
我能看看您的存折吗?
AHere you are.
给你。
BThis is a sizable sum. Is there any reason you are closing your account with us Mr. Lee?
数量很大。Lee先生，为什么要消户呢?
AI will be leaving the city soon so I have no need for this account.
我要离开这里了，所以这个账户没有用了。
BI see. Well for this amount I will have to get my manager’s approval.
我明白了，这个数额需要得到经理的许可。
ANo problem. I’ll wait over there.
没问题。我在这里等。
BThank you. This should only be a few minutes. If you would like, there is coffee by those sofas over there.
谢谢。只要几分钟。如果您需要，那边的沙发旁边有咖啡。
ANo, thanks. Coffee makes me wired and I will be nervous enough carrying all that cash.
不用，谢谢。咖啡容易让我兴奋。本来带这么多钱就够紧张的。
卡里还有多少余额
AGood afternoon, Miss. What can I do for you?
小姐，早上好。有什么我可以帮你的吗?
BCould you tell me my account balance? My account number is...
你可以告诉我我的账户还有多少余额吗?我的账号是…
AJust a moment, please. Your name?
请稍等。你的名字是?
BEmily Smith.
艾米丽史密斯。
AHere is your balance.
这是你的余额。
BThank you. I want to make a withdrawal of 150 dollars.
谢谢你。我想取150美元。
AHere you go, Miss.
给你，小姐。
BThank you.
谢谢你。
人民币兑换成德国马克
AI would like to exchange Chinese money into German currency please.
我想把人民币兑换成德国马克。
BCertainly. How much will you be exchanging today?
可以。您想换多少钱?
AHow about 50,000 RMB. Would that be a problem?
五万人民币?可以吗?
BThat’s a hefty amount. But that should have no problem at all. You should be aware that there is a ten-percent service charge, though.
您兑换的钱很多，但是不成问题。请注意我们要收百分之十的服务费。
ATen percent! Now that’s hefty!
百分之十，大多了!
BWait a minute… do you have an account with us?
等等，您有我们银行的户头吗?
AYes I do; here is my account number.
有。这是账户号。
BFor members, there is a small transaction charge, but it’s only 5 dollars per transaction. Any particular denomination?
会员的话，业务费会少点，每笔5美元。还需要其他币种吗?
A3,000 marks in hundreds and the rest in tens and twenty’s, please.
要三千一百马克的，其它的要十马克和二十马克的。
BHere you are Mr. Lee. Will there be anything else?
给您，Lee先生。您还需要其他的服务吗?
关于办理银行业务的英语情景口语相关文章：
1.关于银行业务情景对话
2.处理银行业务的英语对话带翻译
3.应聘银行职员英语对话
4.英语情景口语对话:运动前的热身
5.银行英语情景对话:贴现业务
有关银行业务的英语情景口语
我们现在有很多金钱上的问题都需要去到银行，今天小编就大家银行英语，来学习参考吧
开个储蓄账户的英语口语
AI like to open up a savings account please.
我想在这儿开一个储蓄帐户。
BO.K. We offer a few different kinds.
好的，我们有很多种。
AI want the one with the highest interest rate.
我要利息最高的这种。
BThat would be our Saver's Plus account.
那可以试试我们的储值账户。
A4.5%, that's good. How much money do I have to keep in it to get that rate?
4.5%，不错。要开这种账户得存多少钱?
BYou have to maintain a balance of $10,000 in the account or the rate drops to 3%.
你必须保证有1万美元的余额存储否则利率将降至3%。
AAll right. I’ll open one of those.
好的，我就开这种账户。
BJust fill out these forms, and I’ll be with you in one second.
请填表。我马上就来。
AThanks.
谢谢。
关于销掉都市银行账户的英语口语
AThe City Bank. May I help you, sir?
都市银行。先生，我可以帮你吗?
BYes, I'd like to close my account.
是的，我想销户。
AMay I have your name, please?
请问你的名字是什么?
BAdam Smith.
亚当史密斯。
AAlright, what's your address?
好的，你的地址是哪里?
B56 Edison Ave, Apartment 39, Los Angeles.
洛杉矶爱迪生大街56号39号公寓。
AWhen would you like your account closed?
你想什么时候销户呢?
BNext Friday.
下个星期五。
AOkay. Where would you like to have your last bill sent to you?
行。最后一笔钱你想寄到哪里去?
B14 May flower Ave, Los Angeles.
洛杉矶May flower Ave14号。
AAlright, We'll take care of that.
好的，我们会处理的。
活期存款账户的英语口语
ACan I help you, Miss?
小姐，我可以为你服务吗?
BYes, I'd like to open an account.
是的，我想开个账户。
ACertainly Miss. What kind of account would you want?
当然可以，小姐。你要开哪种账户?
BI'm not too sure. But I need an account for which I can withdraw my money anytime I like and get some interest on it as well.
我不是很确定。但是我需要一个我可以随时取款同时又能获得一些利息的账户。
AWell. I think a current account will be to your satisfaction. You can make withdraws from the bank and the ATMs anytime you like.
好的。我想活期存款账户可以满足你的要求。任何时候你想要，你都可以从银行和自动取款机取款。
BThat's great! But what's the annual interest rate for this kind of account?
那太好了!但是这种账户每年的利息率是多少?
AAt present the rate is 1.8 percent a year.
目前利率是一年1.8%。
BGood. I think I'll open a current account please.
好的。我想我会开一个活期存款账户。
AOk. Please fill out this application form.
好的。请填这张申请表。
BYes. Name, address, phone number, that's it. Will 100 dollars be enough to open this account?
好的。姓名，地址，电话号码，就这样。100美元够开这种账户吗?
AYes, of course.
是的，当然够。
BHere you are.
给你。
AFine. Wait a moment, please. Here is your bankbook, Miss.
好的。请稍等。小姐，这是你的银行存折。
BThank you for your help.
谢谢你的帮忙。
AYou are welcome.
不客气。
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